Medical & Employer Group Benefits are coverages that help to pay the cost of hospital expenses, surgical expenses and physician office visits incurred by an individual due to an illness or an injury. These policies reimburse or pay the expenses directly to the provider. They can be offered as individual health plans, Affordable Care Act plans or non-Affordable Care Act plans and group or employer plans. Disability policies and other medical supplement plans, help to lessen the potential loss income and out of pocket expenses that often occur with injuries and illnesses. Dental and visions plans are also considered a form of health plans.
Types of Policies Include